Residential Finance

Your dream Residential Park Home life could be closer than you think! At Best Park Home Finance, we understand that financing your purchase of a residential mobile home may seem like a daunting task but we are here to help. We offer a transparent, easy, streamlined process and work with you to find the best solution for your needs.

Fangrove Residential Park Home Image

As a principal lender with 15 years of experience in the financial services industry, we make all the decisions and will not pass your application on to another party or bank. We aim to finance your dream home with a solution to suit you in a professional and timely manner.

Plus our close relationship with Wyldecrest Parks not only allows us to keep our lending criteria minimal but provides you with the added reassurance of their full commitment to finding you the perfect home. No other company offers this unique package to purchase your residential park home.

Our dedicated team is ready to answer any questions and go through a detailed tailored quotation based on your individual circumstances.

  • Finance up to 70% of the purchase price of your park home or lodge up to a maximum of £50,000

  • Enjoy a fixed rate of interest for the whole term of your finance

  • Spread the cost for up to 15 years

  • Finance to purchase not only brand-new homes but pre-owned homes as well

  • Fast, in-house application process – secure your finance within days*

  • Make additional payments without penalties**

* subject to the receipt of completed application forms, supporting documents and credit check

** up to £8,000 in a 12 month period

Why can’t I get a mortgage on a park home?

A conventional mortgage is not applicable for a park home as the loan is secured on the land registry listing.  By buying a park home, you own the home outright but you are afforded the use of the land in perpetuity under a Site Agreement.

BPHF Residential Home Image

How Best Park Home Finance Works

First and foremost, the team at Best Park Home Finance are here to make the process of buying your Wyldecrest Parks residential park home or lodge a smooth, transparent and affordable one.

We offer you the option of a Conditional Sale agreement secured against your park home or lodge.  This means you are committing to becoming the legal owner of the park home or lodge once all repayments have been made with the certainty that the payments will not change.

Best Park Home Finance pride ourselves on our transparency to our clients and our honest approach.  There are no hidden costs and every application is clear and extremely informative of all charges and fees.  We will not try to sell you any other financial products for your home unless you specifically request a need from us.

Interest rates will primarily be determined by the economy but will vary depending upon the duration of the loan, the loan amount and your individual personal circumstances.   We will be happy to discuss our specific requirements and what terms we can offer you in detail so you can make an informed decision.  We recommend that you obtain quotations from a least two other financial providers and compare these with Best Park Home Finance carefully before making any decisions.

From the moment you contact us with an enquiry, we will guide you through the process.  We will keep Wyldecrest Parks informed of your application process and once all the paperwork is in place, we will send the funds directly to Wyldecrest Parks – you will not need to worry about a thing!

BPHF Application Process Chart